One degree away from everywhere you want to be.
One Degree Advisory finances your international degree and finds the room you'll live in while you earn it — under one roof, one advisor, one timeline.
Education Loan
Collateral and non-collateral routes, matched to your family's financial profile — from application to disbursal.
Accommodation
Verified student housing near your university — studios, shared flats, residences and homestays, booked before you land.
Fund the degree. Not delay it.
Choose the loan route that fits your family's situation and visa requirement, then send us your details — an advisor reviews every application personally within 48-72 hours.
Property-backed loan
- Loan up to ₹2 Crore
- Lower interest rate
- Higher approval chance
- Longer repayment tenure
No property required
- Fast approval
- Available for selected universities
- Quick processing
- Flexible repayment
Apply for an Education Loan
Takes under 2 minutes. No documents needed yet — this is just to check your eligibility.
A room booked before you land.
Tell us where you're headed and how you like to live — we match you with verified housing partners and handle the booking.
Apply for Accommodation
Share your destination and preferences — we'll shortlist verified options within your budget.
Common questions
Can I get a loan without collateral?
Yes — non-collateral loans are available for selected universities, with approval based on academic profile and co-applicant income rather than property.
How much CIBIL score is required?
A co-applicant score of 700+ generally improves approval odds and interest rates, but each lender's threshold differs — our advisors match you to lenders that fit your score.
Can I get accommodation before my visa is approved?
In most cases, yes — many partner properties allow conditional booking, refundable if your visa is delayed or declined.
How long does loan approval usually take?
Non-collateral loans are typically fastest; collateral loans take a little longer due to property valuation. Your advisor will give you a realistic timeline after reviewing your file.
Talk to the team directly.
Reach out and we'll connect you with the right advisor — loans or accommodation.